The terms contained herein or as modified from time to time shall be governed by and construed in accordance with the Indian laws and any disputes will be decided only by the courts at Panvel, Navi Mumbai
“We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time”